Flux Insurance Agency: January 2026
Flux Insurance Agency (“Flux,” “we,” “us,” or “our”) operates the website located at https://fluxinsuranceagency.com (the “Site”). This Policy explains how we collect, use, disclose, and protect information obtained through the Site and establishes the legal terms governing your use of the Site, including access to agent tools and quoting systems.
By accessing or using this Site, creating an account, or submitting information, you agree to this Policy and these Terms.
We may collect personal and business information that you voluntarily provide, including:
• Name
• Email address
• Phone number
• Mailing address
• Login credentials
• Professional credentials (agents)
• Consumer information entered for quoting or enrollment
• Any other information you submit through forms or portal features
When you visit the Site, we may automatically collect:
• IP address
• Browser type
• Device type
• Operating system
• Pages visited
• Referring URLs
• Login timestamps
• Session activity
We use cookies, web beacons, and similar tracking technologies to:
• Maintain login sessions
• Authenticate users
• Store user preferences
• Improve site functionality
• Measure site performance
• Detect fraud or misuse
Cookies may be session cookies (deleted when you close your browser) or persistent cookies (stored for a set period).
You have control over cookies. Most web browsers allow you to:
• View what cookies are stored
• Delete existing cookies
• Block cookies entirely
• Receive alerts before cookies are stored
You can manage cookies through your browser settings (Chrome, Edge, Safari, Firefox, etc.).
Important: If you disable cookies, certain Site features—especially login, quoting tools, and account functionality—may not work properly.
Third-party services (such as embedded tools or analytics providers) may also use cookies in accordance with their own privacy policies.
We use collected information to:
• Provide access to the Site and portal features
• Allow agents to generate insurance quotes
• Support policy enrollment and servicing
• Respond to inquiries
• Communicate with users
• Improve system functionality
• Prevent fraud and abuse
• Maintain security
• Comply with legal and regulatory requirements
We do not sell personal information.
Registered agents may access third-party quoting and enrollment tools through the Site. These systems may retrieve plan information from health insurance carriers or Marketplace-connected platforms.
Agents agree to:
• Use the portal only for lawful business purposes
• Maintain confidentiality of login credentials
• Obtain proper consent from consumers before entering their data
• Comply with all applicable CMS, HIPAA (where applicable), TCPA, and state insurance laws
• Not attempt to access unauthorized data or accounts
Flux reserves the right to suspend or terminate access for violations of these terms.
Flux Insurance Agency is not affiliated with or endorsed by the U.S. government or the federal Health Insurance Marketplace (Healthcare.gov). We do not offer every plan available in all areas. Plan availability varies by location and carrier.
Information provided through quoting tools is based on data received from third-party systems and is not guaranteed. Consumers may visit Healthcare.gov or call 1-800-318-2596 to view all available options.
We may share personal information with:
• Insurance carriers for quoting, enrollment, and servicing
• Technology vendors that operate portal and quoting systems
• Compliance and regulatory authorities when required by law
• Legal authorities to protect rights or investigate misuse
• Successor entities in the event of a merger or asset transfer
We do not share phone numbers or SMS consent with third parties for their own marketing.
By submitting information or creating an account, you consent to receive communications from Flux Insurance Agency by phone, text message, or email regarding:
• Account access
• Quoting activity
• Insurance services
• System notifications
• Business communications
Message frequency may vary. Message and data rates may apply.
You may opt out of SMS at any time by replying STOP and request assistance by replying HELP.
Email communications include unsubscribe links.
This Site may include embedded tools, videos, or widgets from third-party providers. These third parties may collect data and use cookies independently according to their own privacy policies. Flux does not control and is not responsible for third-party data practices.
All content on this Site is provided for informational purposes only and does not constitute legal, financial, medical, or insurance advice. Coverage decisions must be based on official policy documents and consultation with licensed professionals.
We make no warranties regarding accuracy, completeness, or suitability of Site content.
To the fullest extent permitted by law, Flux Insurance Agency and its owners, officers, employees, and affiliates shall not be liable for any damages arising from your use of the Site, including direct, indirect, incidental, consequential, or punitive damages.
We implement reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, or misuse. However, no system can be guaranteed to be 100% secure.
We retain personal and account information only for as long as necessary to fulfill business purposes and comply with legal, regulatory, and contractual obligations.
This Site is not intended for children under the age of 13, and we do not knowingly collect personal information from children under 13.
You may request access, correction, or deletion of your personal information by contacting us.
Residents of certain states (including California, Colorado, Virginia, and Connecticut) may have additional rights under applicable privacy laws, including the right to access, delete, or opt out of certain data processing activities.
All content, graphics, software, and trademarks on this Site are the property of Flux Insurance Agency or its licensors and may not be copied, reproduced, or reused without written permission.
This Policy and your use of this Site shall be governed by the laws of the state in which Flux Insurance Agency is headquartered, without regard to conflict-of-law principles.
We may update this Policy at any time. Updates will be posted on this page with a revised effective date.
Flux Insurance Agency
fluxinsurance25@gmail.com
